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Writer's pictureCollins Hume

What changed on 1 July?

A reminder of what changed on 1 July 2022

  • Superannuation guarantee increased to 10.5%

  • $450 super guarantee threshold removed for employees aged 18 and over

  • Small business GST and PAYG tax instalments lowered (the total tax liability remains the same, just the amount the business needs to pay through the year is lowered)

  • ATO guidance on how profits of professional firms are structured comes into effect introducing new risk criteria

  • New guidance on unpaid trust distributions to corporate beneficiaries comes into effect that may treat some unpaid distributions as loans and trigger tax consequences

  • Superannuation guarantee increased to 10.5%

  • Work-test repealed for those under 75 to make or receive non-concessional or salary sacrifice super contributions (the work test still applies to personal deductible contributions)

  • Age for downsizer super contributions reduced to 60 years and older

  • Value of voluntary super contributions that can be withdrawn under the First Home Saver Scheme increased to a total of $50,000

  • New ATO guidelines on trust distributions come into effect primarily impacting distributions to adult children

  • Home loan guarantee scheme extended to 35,000 per year for first home buyers and 5,000 per year for single parents

  • Australia’s minimum wage increased

How to contact us

We’re available to assist you with tax planning including tax deductions. Contact Collins Hume Accountants & Business Advisers in Ballina or Byron Bay on 02 6686 3000.

Read more tax planning topics here »

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